The Closing Bell

At A Turning Point?

Boyer Financial Services — Fri, 23 Aug 2024 21:56:45 +0000

In this conversation, Jason Jacobi and Mark Boyer discuss various topics including the turning point in the market, movement in the markets, alarming data on jobs revisions and credit card debt, the potential impact of policy changes, and the dangers of price controls. They emphasize the importance of competition, minimizing taxes and regulation, and the need for leadership that cares about the middle and lower classes. They also highlight the significance of the upcoming election and the need for informed decision-making.

Chapters: 00:00 Introduction: Are We at a Turning Point? 01:19 Chapter 1: Navigating the Turning Point in the Market 08:45 Chapter 2: The Impact of Jobs Revisions and Credit Card Debt 16:16 Chapter 3: The Dangers of Policy Changes and Price Controls 27:08 Chapter 4: The Importance of Competition and Minimizing Taxes 35:12 Chapter 5: The Significance of the Upcoming Election

Important Disclosures:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

All performance referenced is historical and is no guarantee of future results.

All indices are unmanaged and may not be invested into directly.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful.

Investing involves risk including loss of principal.

Jason Jacobi & Mark Boyer are registered principals with, and securities and advisory services offered through LPL Financial. A Registered Investment Advisor. Member FINRA/SIPC.

A New Reality

Boyer Financial Services — Fri, 26 Jul 2024 16:05:59 +0000

We are back with our big news reveal! Mark shares the exciting news that their business has grown and they have been approved to be their own registered investment advisor. They discuss the benefits of this change, including increased independence and flexibility. They also share the personal news that Jason's youngest son has been diagnosed with leukemia and ask for prayers. They then dive into the outlook for the rest of the year, discussing interest rates, inflation, and potential investment opportunities. They discuss the potential impact of the upcoming elections on the stock market. They explore the beneficiaries of a red wave (Republican win) and a blue wave (Democratic win), highlighting sectors such as banks, financials, aerospace defense, healthcare, renewable energy, telecommunications, home builders, industrials, and tech. They also touch on the AI industry and the four layers of the AI stack: semiconductors, infrastructure, models, and software applications. Additionally, they discuss the bond market and the potential for un-inverting the yield curve.

Important Disclosures:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

All performance referenced is historical and is no guarantee of future results.

All indices are unmanaged and may not be invested into directly.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful.

Investing involves risk including loss of principal.

Jason Jacobi & Mark Boyer are registered principals with, and securities and advisory services offered through LPL Financial. A Registered Investment Advisor. Member FINRA/SIPC.

Stocks Benefit From Solid Fundamental Foundation

Boyer Financial Services — Fri, 07 Jun 2024 19:47:08 +0000

We discuss the resilience of the economy and the market, job numbers, inflation, government spending, and the upcoming elections. They emphasize the importance of diversification and having a well-thought-out plan. They also mention the de-globalization of the supply chain and the growth of companies in the AI and semiconductor industries. Overall, they advise staying balanced, being prepared for different situations, and focusing on long-term investments in strong companies.

Important Disclosures:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

All performance referenced is historical and is no guarantee of future results.

All indices are unmanaged and may not be invested into directly.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful.

Investing involves risk including loss of principal.

Jason Jacobi & Mark Boyer are registered principals with, and securities and advisory services offered through LPL Financial. A Registered Investment Advisor. Member FINRA/SIPC.

Navigating "Sell In May & Go Away"

Boyer Financial Services — Fri, 03 May 2024 19:08:52 +0000

Mother's Day is a time to celebrate and appreciate moms for their hard work and dedication.
The saying 'sell in May and go away' refers to the historical trend of the stock market being less favorable during the summer months.
Corporate earnings have been strong, with 80% of S&P 500 companies beating estimates.
Inflation is hovering around 3%, which is close to the historical average.
The US economy is performing better than other developed countries, with GDP growth projected at 2.7%.
Job gain numbers are slowing down, which is in line with the Fed's goal of a more sustainable pace of growth.
Interest rates are expected to come down, which is reflected in the bond market.
Diversification, including investments in alternatives, can help reduce portfolio volatility and provide stability during uncertain times.

Important Disclosures:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

All performance referenced is historical and is no guarantee of future results.

All indices are unmanaged and may not be invested into directly.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful.

Investing involves risk including loss of principal.

Jason Jacobi & Mark Boyer are registered principals with, and securities and advisory services offered through LPL Financial. A Registered Investment Advisor. Member FINRA/SIPC.

Outlook 2024: A Turning Point

Boyer Financial Services — Thu, 21 Dec 2023 23:34:55 +0000

In this special edition of The Closing Bell, Jason Jacobi and Mark Boyer discuss the outlook for 2024. Addressing concerns about a potential recession, the slowing economy, and the impact on wage growth and the job market. Let's dive into what 2024 could bring for the economy, equities, fixed income, alternatives, and further geopolitical risks.

Chapters: 00:00 Introduction and Holiday Recap 01:32 Addressing Economic Recession Concerns 04:16 2024 Outlook: Economy 08:57 2024 Outlook: Wage Growth 10:44 2024 Outlook: Part-time vs Full-time Jobs 15:20 2024 Outlook: GDP Growth 17:15 2024 Outlook: Stock Market 20:25 2024 Outlook: Interest Rates and Bonds 23:49 2024 Outlook: Earnings Growth 24:09 2024 Outlook: Stock and Bond Risk Premium Adjustment 26:42 2024 Outlook: Valuations and Fair Value Range 31:23 2024 Outlook: Bonds and Corporate Credit 43:20 Active Management and Bond Yields 44:21 Geopolitics and Commodity Prices 47:14 Currency and the US Dollar 49:40 Alternative Investments and Volatility 52:16 Private Credit and Infrastructure 55:45 The Rise of AI and Digitalization 57:06 Diversification and Adjustments 58:00 The Importance of Personal Touch 58:56 The Meaning of Christmas

Links: Our Website: https://boyerfs.com/insights/the-clos... Apple: https://podcasts.apple.com/us/podcast... Google: https://www.google.com/podcasts?feed=... Spotify: https://open.spotify.com/show/0vyXQFO...

Important Disclosures:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful.

Investing involves risk including loss of principal.

Jason Jacobi & Mark Boyer are registered principals with, and securities and advisory services offered through LPL Financial. A Registered Investment Advisor. Member FINRA/SIPC.

Riding the Waves: Navigating Market Surges, Powell's Curveball, and the Path to a Soft Landing

Boyer Financial Services — Fri, 15 Dec 2023 20:28:56 +0000

In this episode, Jason Jacobi delves into the recent surge in the equity market and its correlation with Fed Chair Jerome Powell's press conference. Examining the Federal Reserve's historical performance, he assesses the potential for a soft landing in the economy. Jason explores the concept of a rolling recession and its diverse implications across various sectors. Stressing the significance of selective equity investing, he also offers valuable insights into effective fixed-income strategies, such as extending duration in bond portfolios. The episode culminates with a concise summary of essential takeaways and a teaser for the next episode, focusing on the outlook 2024.

Chapters: 00:00 Introduction and Market Update 01:26 Jay Powell's Press Conference 03:21 The Fed's Track Record and Soft Landing 05:44 Rolling Recession 07:38 Implications for Companies 09:06 Equities and Bonds 11:30 Selective Equity Investing 13:23 Fixed Income Strategy 14:56 Extending Duration in Bond Portfolio 19:16 Total Return in Fixed Income 21:25 Summary and Outlook

Links: Our Website: (https://boyerfs.com/insights/the-closing-bell-podcast/) Apple: (https://podcasts.apple.com/us/podcast/the-closing-bell/id1708657432) Google: (https://www.google.com/podcasts?feed=aHR0cHM6Ly9tZWRpYS56ZW5jYXN0LmZtL3RoZS1jbG9zaW5nLWJlbGwvcnNz%3D) Spotify: (https://open.spotify.com/show/0vyXQFOQdYNvyzgSLzGe2E)

Important Disclosures:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

All performance referenced is historical and is no guarantee of future results.

All indices are unmanaged and may not be invested into directly.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful.

Investing involves risk including loss of principal.

Jason Jacobi & Mark Boyer are registered principals with, and securities and advisory services offered through LPL Financial. A Registered Investment Advisor. Member FINRA/SIPC.

Is Fed Policy Actually Tight?

Boyer Financial Services — Fri, 12 Apr 2024 21:27:45 +0000

In this episode, Jason Jacobi and Mark Boyer discuss the topic of inflation and whether Fed policy is actually tight. They analyze the recent market performance and the impact of inflation on the economy. They also explore the relationship between interest rates and GDP growth, as well as the potential implications for investors. The conversation highlights the need for a balanced and diversified portfolio, including alternative investment strategies.

Important Disclosures:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

All performance referenced is historical and is no guarantee of future results.

All indices are unmanaged and may not be invested into directly.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful.

Investing involves risk including loss of principal.

Jason Jacobi & Mark Boyer are registered principals with, and securities and advisory services offered through LPL Financial. A Registered Investment Advisor. Member FINRA/SIPC.

Let's Talk Election 2024

Boyer Financial Services — Thu, 28 Mar 2024 21:45:32 +0000

Mark and Jason discuss the election season, what history tells us about markets during election years, and common investor mistakes that can be avoided.

Important Disclosures:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

All performance referenced is historical and is no guarantee of future results.

All indices are unmanaged and may not be invested into directly.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful.

Investing involves risk including loss of principal.

Jason Jacobi & Mark Boyer are registered principals with, and securities and advisory services offered through LPL Financial. A Registered Investment Advisor. Member FINRA/SIPC.

Yuletide Economics: Navigating Disinflation, Bull Markets, and Diversification Strategies

Boyer Financial Services — Fri, 08 Dec 2023 20:21:01 +0000

Jason Jacobi and Mark Boyer discuss various economic and investing topics, including Christmas and their favorite holiday movies. They then explain the difference between disinflation and deflation. The conversation moves on to the bull market and the importance of diversification in investment portfolios. Moving onto the current state of the economy, including interest rates and the jobs report. The conversation concludes with a reminder to be open-minded as an investor and to diversify wisely.

Chapters: 00:00 Introduction and Christmas Season 01:32 Difference between Disinflation and Deflation 04:17 The Bull Market and Diversification 08:00 Interest Rates and the Economy 09:52 Is the Bull Market Losing Its Meaning? 11:08 Importance of Diversification 15:23 Broadening Out of the Market 19:07 The Importance of Diversification 22:13 Active Management and Research 25:01 No One Knows the Future 28:08 Jobs Report and Economic Outlook 32:13 Geopolitical Uncertainty and Tailwinds 36:20 Closing Thoughts and Wisdom

Links: https://boyerfs.com/insights/the-closing-bell-podcast/

Important Disclosures:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

All performance referenced is historical and is no guarantee of future results.

All indices are unmanaged and may not be invested into directly.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful.

Investing involves risk including loss of principal.

Jason Jacobi & Mark Boyer are registered principals with, and securities and advisory services offered through LPL Financial. A Registered Investment Advisor. Member FINRA/SIPC.

Magnificent Market Movers

Boyer Financial Services — Fri, 01 Dec 2023 22:16:27 +0000

The equity markets continue to hum along with big news on the inflation front, and the hawkish tone of Fed Chair J. Powell seems to be slowly changing.

In this week's edition, we review:

Personal Consumption Expenditures (PCE) Cool
Earnings Season Recap
5-Day Market Recap
Equity Market Insights
Magnifying the Magnificent Seven

Important Disclosures:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

All performance referenced is historical and is no guarantee of future results.

All indices are unmanaged and may not be invested into directly.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful.

Investing involves risk including loss of principal.

Jason Jacobi & Mark Boyer are registered principals with, and securities and advisory services offered through LPL Financial. A Registered Investment Advisor. Member FINRA/SIPC.

Navigating High Prices, the Fed's Moves, and Investment Strategies for Tomorrow

Boyer Financial Services — Fri, 22 Mar 2024 15:48:04 +0000

This podcast episode discusses the current high prices in relation to household income, the impact on expenses, and the historical perspective of inflation and deflation. It also covers the Federal Reserve's interest rate policy and the market reaction to the Fed Chair's statement. The conversation explores alternative investment strategies, the importance of diversification and portfolio balance, and the need for a long-term perspective and personalized approach. The conclusion emphasizes the need for thoughtful decision-making and the upcoming elections as factors that will shape the future.

Chapters: 00:00 Introduction and Historical Perspective 02:07 Rising Prices and the Impact on Household Expenses 03:14 Inflation and Deflation 05:07 Federal Reserve's Interest Rate Policy 08:00 Market Reaction to Fed Chair's Statement 12:28 Gold and Dollar Index 15:42 Alternative Investment Strategies 25:11 Long-Term Perspective and Personalized Approach 26:34 Conclusion and Future Outlook

Important Disclosures:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

All performance referenced is historical and is no guarantee of future results.

All indices are unmanaged and may not be invested into directly.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful.

Investing involves risk including loss of principal.

Jason Jacobi & Mark Boyer are registered principals with, and securities and advisory services offered through LPL Financial. A Registered Investment Advisor. Member FINRA/SIPC.

Disinflation: The Early Christmas Gift

Boyer Financial Services — Fri, 17 Nov 2023 20:11:49 +0000

This week, we had a nice rally in the markets with the news of inflation cooling.

In this week's edition, we look at:

The market's strong week, especially the RUT
Year-end reminders
The Consumer Price Index cools
Producer Price Index cools
The consumer story, spending, and habits moving forward dictating profits for equities and inflation.

Important Disclosures:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

All performance referenced is historical and is no guarantee of future results.

All indices are unmanaged and may not be invested into directly.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful.

Investing involves risk, including loss of principal.

Jason Jacobi & Mark Boyer are registered principals with and securities and advisory services offered through LPL Financial. A Registered Investment Advisor. Member FINRA/SIPC.

The Truth About Fossil Fuel

Boyer Financial Services — Fri, 15 Mar 2024 19:42:22 +0000

Takeaways:

The energy sector has a historically low weighting in the S&P 500, but fossil fuels are still a major part of the global economy.
Oil prices are volatile and influenced by factors such as supply and demand, seasonality, and geopolitical events.
The lack of investment in the energy sector has led to a decrease in production and challenges in meeting energy demands.
Renewable energy is growing, but it currently represents a small percentage of global energy usage. Transitioning to renewable energy requires balancing sustainability and productivity.
Burning trees for biomass fuel emits significant CO2 emissions.
Fossil fuels have played a crucial role in improving quality of life.
Mandating green energy can lead to practical and economic challenges.
The production of electric vehicles involves carbon emissions.
Capitalism drives innovation and the consumer will determine the future of energy.
Higher oil prices may be a potential investment opportunity.

Important Disclosures:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

All performance referenced is historical and is no guarantee of future results.

All indices are unmanaged and may not be invested into directly.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful.

Investing involves risk including loss of principal.

Jason Jacobi & Mark Boyer are registered principals with, and securities and advisory services offered through LPL Financial. A Registered Investment Advisor. Member FINRA/SIPC.

Santa Claus Rally Underway?

Boyer Financial Services — Fri, 03 Nov 2023 19:55:43 +0000

What a start to the holiday season, with all major indices up over 5% for the week. Will the beginning of the Santa Claus rally continue? We sure hope so...

In this week's edition, we also discuss:

Why markets are rebounding and what that means moving into the holiday season.
Why Cash may hurt you
Bond duration: is it un-inverting? or will we see yields continue to be volatile?
The economy, jobs, the Fed, how it all ties together, and why a softening economy is good news.
The history of Gold as an investment and hedge.

Important Disclosures:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

All performance referenced is historical and is no guarantee of future results.

All indices are unmanaged and may not be invested into directly.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful.

Investing involves risk including loss of principal.

Jason Jacobi & Mark Boyer are registered principals with, and securities and advisory services offered through LPL Financial. A Registered Investment Advisor. Member FINRA/SIPC.

The Battle of the Inflation Reports, Who's Right?

Boyer Financial Services — Fri, 01 Mar 2024 19:56:31 +0000

Which is more important in determining the actual inflation data? PCE or CPI? In this episode of The Closing Bell, Mark and Jason dive into how each report is constructed and review some startling facts about inflation growth.

youtubechannel #youtuber #subscribe #video #stockmarket #podcast #theclosingbell #money #business #currentaffairs #comment #inflation #finance

Important Disclosures:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

All performance referenced is historical and is no guarantee of future results.

All indices are unmanaged and may not be invested into directly.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful.

Investing involves risk including loss of principal.

Jason Jacobi & Mark Boyer are registered principals with, and securities and advisory services offered through LPL Financial. A Registered Investment Advisor. Member FINRA/SIPC.

Can A.I. Euphoria Continue to Lift Markets?

Boyer Financial Services — Fri, 23 Feb 2024 21:16:49 +0000

We highlight the significant growth and earnings potential of AI companies like Nvidia. However, they also express concerns about the volatility and potential market top in these stocks. They emphasize the importance of diversification and broadening market participation. The conversation also touches on the performance of fixed income investments and the benefits of adding duration to bond portfolios. Finally, they announce a second opinion service for referrals.

Chapters: 00:00 Introduction and AI Euphoria 01:07 Investment Behavior and Concerns 04:10 Importance of Diversification 07:12 Market Participation and Broadening Out 08:08 Review of Market Performance 10:18 Importance of Fixed Income in a Portfolio 12:07 Benefits of Adding Duration to Bond Portfolio 23:22 Offering Second Opinion Service 25:11 Closing and Call for Referrals

Important Disclosures:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

All performance referenced is historical and is no guarantee of future results.

All indices are unmanaged and may not be invested into directly.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful.

Investing involves risk including loss of principal.

Jason Jacobi & Mark Boyer are registered principals with, and securities and advisory services offered through LPL Financial. A Registered Investment Advisor. Member FINRA/SIPC.

Yields Need Stabilizing, So Does the World

Boyer Financial Services — Fri, 27 Oct 2023 18:49:37 +0000

Will surging bond yields stabilize, helping the markets? Jason discusses this and how we can look at the 10 & 30 yr. treasuries for hints.

In this week's edition, we also discuss:

Chevron's purchase of Hess Corp. and what that means for oil in the coming decades.
Screaming hot GDP, or is it actually under the hood?
The latest on inflation from the PCE report. Is it cooling?

Important Disclosures:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

All performance referenced is historical and is no guarantee of future results.

All indices are unmanaged and may not be invested into directly.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful.

Investing involves risk including loss of principal.

Jason Jacobi & Mark Boyer are registered principals with, and securities and advisory services offered through LPL Financial. A Registered Investment Advisor. Member FINRA/SIPC.

A Strong Start to 2024

Boyer Financial Services — Fri, 09 Feb 2024 20:19:08 +0000

In this conversation, the hosts discuss various topics related to the economy and investing. They provide a market update, discussing the performance of the S&P 500, Dow, and NASDAQ. They also talk about interest rates and bonds, emphasizing the importance of diversification and having a financial plan. The conversation touches on China's economy and its impact on global markets. They also discuss the current state of the US economy and inflation. The hosts highlight the importance of being informed and making wise investment decisions in uncertain times. They conclude by discussing the role of domestic and international buyers in the bond market.

Chapters: 00:00 Introduction 01:08 Market Update 08:33 Investing Strategies 13:19 Interest Rates and Bonds 16:43 Uncertainty and Diversification 22:04 China's Economy 27:08 US Economy and Inflation 35:43 Domestic and International Buyers

Important Disclosures:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

All performance referenced is historical and is no guarantee of future results.

All indices are unmanaged and may not be invested into directly.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful.

Investing involves risk including loss of principal.

Jason Jacobi & Mark Boyer are registered principals with, and securities and advisory services offered through LPL Financial. A Registered Investment Advisor. Member FINRA/SIPC.

Certain About Uncertainty

Boyer Financial Services — Thu, 19 Oct 2023 22:10:43 +0000

Bringing you the latest in market and economic news. In this week's edition, we discuss:

Will 10 yr. Treasury rates push through 5%?
The weaker home sales report and what that could mean for housing prices
Hot spending, cold savings. How Americans are burning through savings
China, a once emerging economy is showing major cracks

Important Disclosures:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

All performance referenced is historical and is no guarantee of future results.

All indices are unmanaged and may not be invested into directly.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful.

Investing involves risk including loss of principal.

Jason Jacobi & Mark Boyer are registered principals with, and securities and advisory services offered through LPL Financial. A Registered Investment Advisor. Member FINRA/SIPC.

Highs and Headwinds: Unpacking This Week's Economic Wins and Global Challenges

Boyer Financial Services — Fri, 26 Jan 2024 22:38:48 +0000

Jason and Mark discuss updates to IRS tables and tax planning rules, retirement planning, and contribution limits, and the importance of contributing to 401(k)s. They also talk about the current earnings season and the stock market outlook. The conversation touches on the potential shift away from EV vehicles and Tesla's recent performance. They discuss GDP growth, inflation, and the possibilities of rate cuts by the Fed. The episode concludes with a reminder to stay informed and prepared for the future.

Chapters: 00:00 Introduction and Updates 01:03 Updates to IRS Tables and Tax Planning Rules 02:02 Retirement Planning and Contribution Limits 03:00 Secure Act 2.0 and Emergency IRA Withdrawals 04:11 Importance of Contributing to 401(k)s 05:40 Roth Contributions and Compound Interest 06:47 Earnings Season and Stock Market Outlook 11:02 Potential Shift Away from EV Vehicles 14:49 Diversification and Tesla's Performance 25:46 GDP Growth and Inflation 31:38 Fed's Rate Cut Possibilities 36:44 Consumer Spending and Inflation 39:16 Conclusion

Important Disclosures:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

All performance referenced is historical and is no guarantee of future results.

All indices are unmanaged and may not be invested into directly.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful.

Investing involves risk including loss of principal.

Jason Jacobi & Mark Boyer are registered principals with, and securities and advisory services offered through LPL Financial. A Registered Investment Advisor. Member FINRA/SIPC.

War's impact on Markets, Oil, & Interest Rates

Boyer Financial Services — Fri, 13 Oct 2023 19:49:33 +0000

Bringing you the latest in market and economic news. In this week's edition, we discuss:

War on Israel: impacts on equities, oil, and rates
Surging bond yields, what does it have to do with equity market leaders?
PPI & CPI report

Important Disclosures:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

All performance referenced is historical and is no guarantee of future results.

All indices are unmanaged and may not be invested into directly.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful.

Investing involves risk including loss of principal.

Jason Jacobi & Mark Boyer are registered principals with, and securities and advisory services offered through LPL Financial. A Registered Investment Advisor. Member FINRA/SIPC.

Review of 3rd Quarter Markets, Massive Job Gains, Japan's Attractive Markets, and the DC Mess

Boyer Financial Services — Mon, 09 Oct 2023 17:25:23 +0000

Bringing you the latest in market and economic news. In this week's edition, we discuss:

Global Markets 3rd Quarter Review
The Mess on Capitol Hill and What It Means
Japan's Exciting Capitalist Agenda
Job Numbers Smash Expectations

Important Disclosures:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

All performance referenced is historical and is no guarantee of future results.

All indices are unmanaged and may not be invested into directly.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful.

Investing involves risk including loss of principal.

Jason Jacobi & Mark Boyer are registered principals with, and securities and advisory services offered through LPL Financial. A Registered Investment Advisor. Member FINRA/SIPC.

Navigating Market Highs, Tech Triumphs, and Global Economic Tides

Boyer Financial Services — Fri, 19 Jan 2024 21:21:34 +0000

Summary:

In this episode of the Closing Bell, Jason Jacobi and Coach Boyer discuss various topics related to the economy, stock market, and global tensions. They introduce the week's theme, which focuses on navigating market highs, tech triumphs, and global economic tides. They then delve into the semiconductor industry, specifically focusing on Taiwan Semiconductor and its positive earnings guidance. The conversation shifts to the impact of geopolitical tensions on the market, particularly about Taiwan and China. They also touch on Q4 earnings season, the housing market, and the effects of shipping costs and global tensions on inflation. The episode concludes with discussing investing strategies and the importance of staying calm and focused in turbulent times.

Chapters:

00:00 Introduction and Theme of the Week 01:11 Tech Triumphs and Semiconductor Industry 03:01 Taiwan Semiconductor and Economic Indicators 04:22 Geopolitical Tensions and Taiwan Semi 06:17 Taiwan Semi's Supply Chain and Globalization 07:44 China's Economic Challenges 09:24 Q4 Earnings Season and Market Outlook 12:45 Housing Market and Existing Home Sales 16:51 Shipping Costs and Global Tensions 17:48 Geopolitics and Portfolio Impact 22:08 Investing Strategies and Opportunities 26:17 Closing Remarks

Important Disclosures:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

All performance referenced is historical and is no guarantee of future results.

All indices are unmanaged and may not be invested into directly.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful.

Investing involves risk including loss of principal.

Jason Jacobi & Mark Boyer are registered principals with, and securities and advisory services offered through LPL Financial. A Registered Investment Advisor. Member FINRA/SIPC.

September Market Contraction, Bond Yields Surge, & Inflation Trending Down

Boyer Financial Services — Fri, 29 Sep 2023 20:45:02 +0000

Bringing you the latest in market and economic news. In this week's edition, we discuss:

Why September Markets are historically bad
Always bad times to invest in equities
Bond Yields Surge, whats next?
PCE Inflation Numbers
What happens post Fed rate hikes

Important Disclosures:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

All performance referenced is historical and is no guarantee of future results.

All indices are unmanaged and may not be invested into directly.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful.

Investing involves risk including loss of principal.

Jason Jacobi & Mark Boyer are registered principals with, and securities and advisory services offered through LPL Financial. A Registered Investment Advisor. Member FINRA/SIPC.

A New Era: The Race For Tech Supremacy

Boyer Financial Services — Sat, 13 Jan 2024 00:32:20 +0000

Mark and Jason guide you through an engaging discussion on the race for tech supremacy! Dive into the rise of Nvidia, the SEC's nod to Bitcoin ETFs, and explore crucial topics like bonds, interest rates, fixed income advantages, inflation insights, and the pivotal role of liquidity in portfolio management. The conversation wraps up with a thoughtful exploration of global economic concerns and opportunities.

Chapters: 00:00 Introduction and Focus of the Conversation 01:01 Discussion on Bonds and Interest Rates 04:02 Benefits of Investing in Fixed Income 06:30 Considerations for Cash Investments 09:55 Importance of Liquidity in Portfolio Management 11:51 Inflation Data and its Impact 17:25 The Rise of Nvidia and the Tech Industry 19:03 Nvidia's Revenue Growth and Future Projections 26:15 Approval of Bitcoin ETFs by the SEC 30:13 Realistic Expectations for Bitcoin and Cryptocurrency 32:49 Concerns and Opportunities in the Global Economy 34:12 Conclusion

podcast #wealthmanagement #bitcoin #financepodcast #aitechnology #financialadvisor #stockmarket #bonds #marketnews

Important Disclosures:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

All performance referenced is historical and is no guarantee of future results.

All indices are unmanaged and may not be invested into directly.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful.

Investing involves risk including loss of principal.

Jason Jacobi & Mark Boyer are registered principals with, and securities and advisory services offered through LPL Financial. A Registered Investment Advisor. Member FINRA/SIPC.

2024 Unleashed: Inside the Economic Chessboard with Jason and Mark

Boyer Financial Services — Fri, 05 Jan 2024 22:07:31 +0000

In this episode, Jason and Mark discuss the market performance in 2023 and provide an outlook for 2024. They also analyze the latest job report and its impact on the economy. The conversation then shifts to the Federal Reserve's interest rates and the opportunities in fixed income investments. They highlight the benefits of a 60-40 portfolio and the potential returns in core bonds. Finally, they discuss opportunities in equities, particularly in sectors such as industrials and healthcare.

Chapters: 00:00 Introduction and Recap of 2023 03:05 Market Performance in 2023 and Outlook for 2024 07:46 Job Report and its Impact on the Economy 13:27 Fed Interest Rates and Fixed Income Opportunities 21:59 The Benefits of a 60-40 Portfolio 25:53 Bond Convexity and Total Return Potential 30:22 Opportunities in Equities and Select Sectors 31:48 Conclusion and Call to Action

Important Disclosures:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

All performance referenced is historical and is no guarantee of future results.

All indices are unmanaged and may not be invested into directly.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful.

Investing involves risk including loss of principal.

Jason Jacobi & Mark Boyer are registered principals with, and securities and advisory services offered through LPL Financial. A Registered Investment Advisor. Member FINRA/SIPC.

The Fed Holds Steady, A New Leader in Gas Dominance, and a Rough Month for Equities

Boyer Financial Services — Fri, 22 Sep 2023 20:48:47 +0000

The Closing Bell is now in podcast form and available to listen to on Apple Podcasts and Spotify. Bringing you the latest in market and economic news. In this week's edition, we discuss the Fed's decision to pause rates, the sell-off in September, gas/oil dominance shifting, and tie it all together in one inflation story!

Important Disclosures:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

All performance referenced is historical and is no guarantee of future results.

All indices are unmanaged and may not be invested into directly.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful.

Investing involves risk including loss of principal.

Jason Jacobi & Mark Boyer are registered principals with, and securities and advisory services offered through LPL Financial. A Registered Investment Advisor. Member FINRA/SIPC.

Navigating New Legislation: The Big Beautiful Bill

Boyer Financial Services — Fri, 11 Jul 2025 21:22:08 +0000

Join us as we delve into the latest legislative changes and their profound impact on the economy. Discover how tax cuts, GDP growth, and tariff revenues are shaping the financial landscape. Our discussion provides insights into the potential for economic growth and the challenges ahead. Don't miss this in-depth analysis that breaks down complex economic concepts into understandable insights.

🔔 Subscribe for more updates and insights on economic trends and financial strategies.

Economy #Legislation #TaxCuts #GDPGrowth #Tariffs

Boyer Financial Services, Inc. is a registered investment adviser and the opinions expressed by Boyer Financial on this show are their own. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.

Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

Information expressed does not take into account your specific situation or objectives and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.